Supervision and policy
The AFM would like to provide insight into the way in which we make choices and which approach we use to be effective. It is important that the public, business and government have confidence in the financial markets. And that the markets operate in a clear and fair manner. In practice, these markets do not always function optimally by themselves.
That is why there is independent supervision of the financial markets and sub-markets: Lending, Savings and Retail Investing, Insurance and Pensions, Market Integrity and Enforcement, Capital Markets, Asset Management and Accountancy Firms and Reporting. Our conduct supervision is aimed at fair and transparent financial market processes, pure relationships between market parties and the careful treatment of customers.
Social expectations of supervision are high. A supervisor must therefore be able to explain clearly why it has or has not done something. We have a comprehensive range of tasks that require making choices and setting priorities. The aim is to use our resources as effectively as possible. When tackling problems, we try to maintain a good balance between solving existing problems and preventing new problems.